Individuals purchase long term disability insurance to protect themselves in case a circumstance arises where they are no longer able to work. These individual policy spend a great deal of money in insurance premiums for this protection and deserve the benefits that they were promised. Unfortunately, individual policyholder claims are often unfairly denied. If you have been unfairly denied Mark & Associates, P.C. can help.
Most group disability insurance plans that are provided through employers fall under the jurisdiction of the Employee Retirement Income Security Act of 1974 or ERISA. This law allows the insurance plan's administrator to decide if a claimant is disabled. Disability insurance plan administrators will often deny claims, if a doctor or nurse hired by the insurance company doesn't believe the claimant is disabled.
Americans purchase disability insurance to provide financial assistance when they need it the most. Disability insurance benefits are intended to replace between 40 to 60 percent of an individual's gross income if they (s)he is unable to work for an extended period of time. Unfortunately, many legitimate disability claims are often unfairly denied by the disability insurance companies. If you or a loved one has had a disability claim denied, delayed or terminated, contact Mark & Associates, P.C. today to have an experienced disability insurance lawyer fight for your legal rights.
If your disability insurance company denied your claim, our attorneys can determine if you have a right to file a Breach of Contract or Bad Faith Claim against the insurance provider. Contact us today by completing an online case evaluation form or by calling our offices..
Please fill out the form to have your claim denial case evaluated for free.
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Mark & Associates, P.C. maintains offices in Massachusetts and New York, and works with attorneys throughout the country.
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